The internet has helped facilitate many love connections that may not have happened otherwise. But for others less fortunate, the internet has made it easier for scammers to deceive people, both financially and emotionally. When it comes to romance scams, the victims are typically taken advantage of in both ways. Lured into a relationship that doesn’t actually exist, some people think nothing of giving money to this person they have never met, but still have come to trust. This has resulted in drained accounts and broken hearts.
If you use dating apps to find companionship, or know anyone who does, make sure you’re armed with information about how to spot scammers. Protect your heart and your finances by knowing what to look for, and when you should be suspicious.
Common Ploys And Excuses That Romance Scammers Use
As with most scams, predators tend to follow a certain formula. They may use the following excuses or ploys:
They Can Never Meet You In Person
In normal relationships that start online, two people will eventually make plans to meet after developing meaningful report. Chances are you’re talking with a scammer if they always have some kind of excuse: they’re traveling for work, or outside the country, in the military, etc. The longer time goes on and the excuses continue, the more right you have to be suspicious.
They Will Ask You For Money
When a scammer has gained a victim’s trust, they will begin extorting them for money. They may claim to have medical expenses, need help paying for a visa, or a plane ticket.
They Are Very Specific About How You Should Pay Them
Most scammers, romantic or otherwise, want to steal your money as quickly as possible. And they will want it in such a way that makes it difficult to get back or trace. They may request wiring it in a very specific way, such as through companies like MoneyGram or Western Union. They may also request gift cards that require PIN codes, or payments using cryptocurrency.
If You Suspect A Romance Scam
It can be hard to detect a good scammer, but ultimately, you should trust your gut. First and foremost: never send gifts or money to someone you haven’t yet met in person.
Additionally, follow these steps:
- Stop all communication with the person. Don’t engage them and give them any more chances to abuse your trust.
- Tell someone you trust. Describe the reasons you suspect a scam. Having an unbiased third party weigh in can help you make the next wise decision.
- Use Google to your advantage. Google the person’s occupation with the word “scammer” (ie: “oil rig scammer”). Does the story sound familiar?
- Try doing a reverse search of the person’s profile picture to see if it matches up with another name on a different platform.
Reporting Romance Scams
There are many steps to take to report and recover from a suspected romance scammer:
Contact Your Bank
If at any point you gave the scammer money via wire transfers, gift cards, cryptocurrency, or debit cards, be sure to contact your bank immediately. Let your financial institution know that you paid scammer and need a refund. This isn’t always guaranteed, but it’s certainly worth trying.
Let Law Enforcement Know
Next, report everything you know about the scammer at to the Federal Trade Comminssion. Let them know which networking platform you used to communicate. Take screenshots of conversations that indicate the reason you believe you’re being scammed. You can also report scams to your local police department.
Make A Report To The Online Platform
Most social media and dating platforms have a page to report users who commit abuse or violate the rules in other ways. Use that feature to report the username of the suspected romance scammer.
Contact Consumer Protection Agencies
There are organizations that are specially equipped to handle scams and online fraud. These agencies can provide resources and investigate complaints about suspected scammers.
Healing After A Romance Scam
Many people struggle to heal after being scammed in an online romance because they are ashamed. They may feel stupid and naive, and fear judgment from others. Please don’t let shame prevent you from seeking help if you need it. A professional therapist, particularly someone who specializes in trauma, can help you and provide support.
Continue to stay educated about trends in online scams by reading blogs like Anti Fraud News. Remember, education is your best defense.
Protect Yourself From Romance Scams And Other Deceptions
As technology advances, online scammers get more clever. Their schemes get harder to detect, and even smart people can end up falling for them. But you can protect yourself against internet fraud: stay up to date with the latest trends that scammers use by subscribing to the Anti Fraud News blog. Education is the best defense against being a victim of scams, romantic and otherwise.